B
Canals & Trails Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Canals & Trails Credit Union
Lockport, IL
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.60
Liquidity Index 7.40
Profitability Index 5.50
Stability Index 4.80
Company Info Canals & Trails Credit Union
Lockport, IL
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NCUA Charter Number 2581
Phone Number (815) 838-7159
Website canals-trailscu.org
Asset Quality Canals & Trails Credit Union
Lockport, IL
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1-Year Asset Growth 2.26%
5-Year Asset Growth 7.15%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.26%
Balance Sheet Canals & Trails Credit Union
Lockport, IL
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Total Assets 33.27M
Total Deposits 29.71M
Capital and Reserves Canals & Trails Credit Union
Lockport, IL
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Capital 3.51M
Leverage Ratio 10.54
Loan Loss Reserves to Loans 1.26%
Liquidity Canals & Trails Credit Union
Lockport, IL
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Hot Money Ratio 0.63%
Liquidity Ratio 38.58%
Profitability Canals & Trails Credit Union
Lockport, IL
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5-Year Return on Average Assets 0.36%
Net Income 219.00K
Net Interest Spread 3.75%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 75.02%
Return on Assets 0.85%
Return on Equity 8.62%