C
Canals & Trails Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Canals & Trails Credit Union
Lockport, IL
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Rating C
Asset Quality Index 10.00
Capitalization Index 7.10
Liquidity Index 7.50
Profitability Index 3.60
Stability Index 4.50
Company Info Canals & Trails Credit Union
Lockport, IL
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NCUA Charter Number 2581
Phone Number (815) 838-7159
Website canals-trailscu.org
Asset Quality Canals & Trails Credit Union
Lockport, IL
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1-Year Asset Growth 2.32%
5-Year Asset Growth 7.15%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.16%
Balance Sheet Canals & Trails Credit Union
Lockport, IL
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Total Assets 34.57M
Total Deposits 31.11M
Capital and Reserves Canals & Trails Credit Union
Lockport, IL
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Capital 3.42M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 1.10%
Liquidity Canals & Trails Credit Union
Lockport, IL
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Hot Money Ratio 0.58%
Liquidity Ratio 43.66%
Profitability Canals & Trails Credit Union
Lockport, IL
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5-Year Return on Average Assets 0.36%
Net Income 133.00K
Net Interest Spread 3.71%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 85.31%
Return on Assets 0.77%
Return on Equity 7.94%