B
Flagship Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.69
Leverage
Ratio
10.69
Return On
Assets
0.90%
Total
Assets
34.52M
Capital
3.69M
Total
Deposits
30.32M
Net
Income
235.00K
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Weiss Ratings Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 8.80
Liquidity Index 5.40
Profitability Index 6.30
Stability Index 4.90
Company Info Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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NCUA Charter Number 2589
Phone Number (810) 982-8575
Website www.flagship.org
Asset Quality Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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1-Year Asset Growth -1.67%
5-Year Asset Growth 6.91%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 0.43%
Balance Sheet Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Total Assets 34.52M
Total Deposits 30.32M
Capital and Reserves Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Capital 3.69M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 0.54%
Liquidity Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 21.57%
Profitability Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 235.00K
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 79.98%
Return on Assets 0.90%
Return on Equity 8.76%