B
Flagship Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
10.33
Leverage
Ratio
10.33
Return On
Assets
0.96%
Total
Assets
35.07M
Capital
3.62M
Total
Deposits
31.29M
Net
Income
166.00K
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Weiss Ratings Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.30
Liquidity Index 5.40
Profitability Index 6.10
Stability Index 4.90
Company Info Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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NCUA Charter Number 2589
Phone Number (810) 982-8575
Website www.flagship.org
Asset Quality Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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1-Year Asset Growth -2.08%
5-Year Asset Growth 6.91%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.81%
Non-Performing Loans to Loans 0.53%
Balance Sheet Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Total Assets 35.07M
Total Deposits 31.29M
Capital and Reserves Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Capital 3.62M
Leverage Ratio 10.33
Loan Loss Reserves to Loans 0.57%
Liquidity Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 20.82%
Profitability Flagship Community Federal Credit Union
Port Huron, MI 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 166.00K
Net Interest Spread 4.63%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 77.84%
Return on Assets 0.96%
Return on Equity 9.39%