| Weiss Ratings |
Escondido Federal Credit Union
Escondido, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.70 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Escondido Federal Credit Union
Escondido, CA |
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| NCUA Charter Number | 2592 | |||
| Phone Number | (760) 839-6225 | |||
| Website | www.escondidofcu.org | |||
| Asset Quality |
Escondido Federal Credit Union
Escondido, CA |
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| 1-Year Asset Growth | 7.30% | |||
| 5-Year Asset Growth | 7.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.04% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Escondido Federal Credit Union
Escondido, CA |
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| Total Assets | 63.62M | |||
| Total Deposits | 55.09M | |||
| Capital and Reserves |
Escondido Federal Credit Union
Escondido, CA |
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| Capital | 8.28M | |||
| Leverage Ratio | 13.05 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Escondido Federal Credit Union
Escondido, CA |
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| Hot Money Ratio | 10.70% | |||
| Liquidity Ratio | 46.33% | |||
| Profitability |
Escondido Federal Credit Union
Escondido, CA |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 453.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 60.17% | |||
| Return on Assets | 1.44% | |||
| Return on Equity | 11.24% | |||