| Weiss Ratings |
Escondido Federal Credit Union
Escondido, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 6.80 | |||
| Company Info |
Escondido Federal Credit Union
Escondido, CA |
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| NCUA Charter Number | 2592 | |||
| Phone Number | (760) 839-6225 | |||
| Website | www.escondidofcu.org | |||
| Asset Quality |
Escondido Federal Credit Union
Escondido, CA |
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| 1-Year Asset Growth | -1.39% | |||
| 5-Year Asset Growth | 4.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.06% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Escondido Federal Credit Union
Escondido, CA |
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| Total Assets | 60.91M | |||
| Total Deposits | 53.37M | |||
| Capital and Reserves |
Escondido Federal Credit Union
Escondido, CA |
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| Capital | 7.16M | |||
| Leverage Ratio | 11.82 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Escondido Federal Credit Union
Escondido, CA |
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| Hot Money Ratio | 4.87% | |||
| Liquidity Ratio | 38.51% | |||
| Profitability |
Escondido Federal Credit Union
Escondido, CA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 205.00K | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 62.34% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 11.62% | |||