First Trust Credit Union
| Weiss Ratings |
First Trust Credit Union
Michigan City, IN |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.90 | |||
| Company Info |
First Trust Credit Union
Michigan City, IN |
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| NCUA Charter Number | 2593 | |||
| Phone Number | (219) 879-6161 | |||
| Website | www.firsttrustcu.com | |||
| Asset Quality |
First Trust Credit Union
Michigan City, IN |
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| 1-Year Asset Growth | 4.52% | |||
| 5-Year Asset Growth | 7.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 3.53% | |||
| Non-Performing Loans to Loans | 1.71% | |||
| Balance Sheet |
First Trust Credit Union
Michigan City, IN |
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| Total Assets | 180.61M | |||
| Total Deposits | 156.50M | |||
| Capital and Reserves |
First Trust Credit Union
Michigan City, IN |
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| Capital | 23.66M | |||
| Leverage Ratio | 13.03 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Liquidity |
First Trust Credit Union
Michigan City, IN |
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| Hot Money Ratio | 5.55% | |||
| Liquidity Ratio | 22.75% | |||
| Profitability |
First Trust Credit Union
Michigan City, IN |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 2.20M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 62.26% | |||
| Return on Assets | 1.62% | |||
| Return on Equity | 13.02% | |||