A
First Trust Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Trust Credit Union
Michigan City, IN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 8.80
Stability Index 8.70
Company Info First Trust Credit Union
Michigan City, IN
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NCUA Charter Number 2593
Phone Number (219) 879-6161
Website www.firsttrustcu.com
Asset Quality First Trust Credit Union
Michigan City, IN
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1-Year Asset Growth 7.73%
5-Year Asset Growth 7.91%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.17%
Balance Sheet First Trust Credit Union
Michigan City, IN
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Total Assets 180.90M
Total Deposits 157.67M
Capital and Reserves First Trust Credit Union
Michigan City, IN
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Capital 22.88M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 1.42%
Liquidity First Trust Credit Union
Michigan City, IN
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Hot Money Ratio 5.05%
Liquidity Ratio 26.81%
Profitability First Trust Credit Union
Michigan City, IN
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5-Year Return on Average Assets 0.86%
Net Income 1.41M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 65.93%
Return on Assets 1.57%
Return on Equity 12.77%