C
Nova UA Federal Credit Union
CliftonNJ
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Nova UA Federal Credit Union
Clifton, NJ
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 3.20
Stability Index 8.10
Company Info Nova UA Federal Credit Union
Clifton, NJ
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NCUA Charter Number 2597
Phone Number (973) 471-0700
Website novafcu.com
Asset Quality Nova UA Federal Credit Union
Clifton, NJ
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1-Year Asset Growth 3.41%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 9.85%
Non-Performing Loans to Loans 0.18%
Balance Sheet Nova UA Federal Credit Union
Clifton, NJ
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Total Assets 150.27M
Total Deposits 129.02M
Capital and Reserves Nova UA Federal Credit Union
Clifton, NJ
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Capital 20.93M
Leverage Ratio 14.15
Loan Loss Reserves to Loans 0.11%
Liquidity Nova UA Federal Credit Union
Clifton, NJ
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Hot Money Ratio 28.16%
Liquidity Ratio 25.96%
Profitability Nova UA Federal Credit Union
Clifton, NJ
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5-Year Return on Average Assets 0.50%
Net Income 403.00K
Net Interest Spread 2.90%
Operating Profit to Average Assets 0.36%
Overhead Efficiency Ratio 85.67%
Return on Assets 0.36%
Return on Equity 2.60%