| Weiss Ratings |
Jovia Financial Federal Credit Union
Westbury, NY |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Jovia Financial Federal Credit Union
Westbury, NY |
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| NCUA Charter Number | 260 | |||
| Phone Number | (516) 561-0030 | |||
| Website | www.jovia.org | |||
| Asset Quality |
Jovia Financial Federal Credit Union
Westbury, NY |
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| 1-Year Asset Growth | -2.64% | |||
| 5-Year Asset Growth | 5.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 11.52% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
Jovia Financial Federal Credit Union
Westbury, NY |
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| Total Assets | 4.47B | |||
| Total Deposits | 3.99B | |||
| Capital and Reserves |
Jovia Financial Federal Credit Union
Westbury, NY |
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| Capital | 337.73M | |||
| Leverage Ratio | 9.61 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Liquidity |
Jovia Financial Federal Credit Union
Westbury, NY |
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| Hot Money Ratio | 25.68% | |||
| Liquidity Ratio | 6.51% | |||
| Profitability |
Jovia Financial Federal Credit Union
Westbury, NY |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 21.52M | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 66.37% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 9.13% | |||