C
Jovia Financial Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jovia Financial Federal Credit Union
Westbury, NY
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Rating C
Asset Quality Index 6.40
Capitalization Index 5.10
Liquidity Index 1.90
Profitability Index 5.00
Stability Index 4.40
Company Info Jovia Financial Federal Credit Union
Westbury, NY
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NCUA Charter Number 260
Phone Number (516) 561-0030
Website www.jovia.org
Asset Quality Jovia Financial Federal Credit Union
Westbury, NY
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1-Year Asset Growth 1.71%
5-Year Asset Growth 5.43%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 12.85%
Non-Performing Loans to Loans 1.27%
Balance Sheet Jovia Financial Federal Credit Union
Westbury, NY
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Total Assets 4.53B
Total Deposits 4.04B
Capital and Reserves Jovia Financial Federal Credit Union
Westbury, NY
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Capital 321.50M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 1.23%
Liquidity Jovia Financial Federal Credit Union
Westbury, NY
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Hot Money Ratio 24.90%
Liquidity Ratio 6.79%
Profitability Jovia Financial Federal Credit Union
Westbury, NY
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5-Year Return on Average Assets 0.40%
Net Income 13.42M
Net Interest Spread 3.01%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 67.91%
Return on Assets 0.59%
Return on Equity 8.76%