B
Berkeley Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.12
Leverage
Ratio
17.12
Return On
Assets
3.50%
Total
Assets
17.40M
Capital
2.98M
Total
Deposits
14.31M
Net
Income
453.00K
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Weiss Ratings Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 7.80
Profitability Index 10.00
Stability Index 7.00
Company Info Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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NCUA Charter Number 2601
Phone Number (843) 761-8298
Website www.berkcofcu.com
Asset Quality Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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1-Year Asset Growth 7.05%
5-Year Asset Growth 3.41%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 1.30%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 3.54%
Non-Performing Loans to Loans 1.91%
Balance Sheet Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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Total Assets 17.40M
Total Deposits 14.31M
Capital and Reserves Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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Capital 2.98M
Leverage Ratio 17.12
Loan Loss Reserves to Loans 1.95%
Liquidity Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 74.60%
Profitability Berkeley Community Federal Credit Union
Moncks Corner, SC 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 453.00K
Net Interest Spread 8.32%
Operating Profit to Average Assets 3.62%
Overhead Efficiency Ratio 45.08%
Return on Assets 3.50%
Return on Equity 21.62%