Berkeley Community Federal Credit Union

Moncks Corner, SC

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.90
Capitalization Index	10.00
Liquidity Index	7.60
Profitability Index	9.60
Stability Index	7.00

Company Info	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2601
Phone Number	(843) 761-8298
Website	www.berkcofcu.com

Asset Quality	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.84%
5-Year Asset Growth	3.41%
5-Year Charge-Offs to Average Loans	0.37%
Charge-Offs to Average Loans	1.32%
Non-Performing Assets to Assets	1.00%
Non-Performing Loans to Capital	4.23%
Non-Performing Loans to Loans	2.04%

Balance Sheet	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	17.69M
Total Deposits	14.71M

Capital and Reserves	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
Capital	2.87M
Leverage Ratio	16.24
Loan Loss Reserves to Loans	1.92%

Liquidity	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	68.19%

Profitability	Berkeley Community Federal Credit Union Moncks Corner, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.58%
Net Income	346.00K
Net Interest Spread	8.18%
Operating Profit to Average Assets	4.07%
Overhead Efficiency Ratio	15.07%
Return on Assets	4.04%
Return on Equity	25.36%