Carolina Foothills Federal Credit Union

Spartanburg, SC

Rating Date

July 2025

Net Capital
Ratio

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Weiss Ratings	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.20
Capitalization Index	10.00
Liquidity Index	3.10
Profitability Index	6.40
Stability Index	6.30

Company Info	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2602
Phone Number	(864) 585-6838
Website	www.carolinafoothillsfcu.coop

Asset Quality	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.23%
5-Year Asset Growth	11.29%
5-Year Charge-Offs to Average Loans	0.36%
Charge-Offs to Average Loans	0.73%
Non-Performing Assets to Assets	0.83%
Non-Performing Loans to Capital	4.29%
Non-Performing Loans to Loans	0.71%

Balance Sheet	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	203.49M
Total Deposits	174.92M

Capital and Reserves	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
Capital	24.92M
Leverage Ratio	12.37
Loan Loss Reserves to Loans	1.12%

Liquidity	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.53%
Liquidity Ratio	15.61%

Profitability	Carolina Foothills Federal Credit Union Spartanburg, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.12%
Net Income	1.38M
Net Interest Spread	4.16%
Operating Profit to Average Assets	1.87%
Overhead Efficiency Ratio	73.03%
Return on Assets	1.35%
Return on Equity	11.40%