C
Western Springs Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
16.93
Leverage
Ratio
16.93
Return On
Assets
1.88%
Total
Assets
3.56M
Capital
602.00K
Total
Deposits
2.95M
Net
Income
17.00K
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Weiss Ratings Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 7.50
Stability Index 5.00
Company Info Western Springs Federal Credit Union
Western Springs, IL 		Click to
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NCUA Charter Number 2603
Phone Number (708) 246-6870
Website www.wsfcunion.com
Asset Quality Western Springs Federal Credit Union
Western Springs, IL 		Click to
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1-Year Asset Growth -7.18%
5-Year Asset Growth 1.86%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 6.07%
Non-Performing Loans to Loans 2.34%
Balance Sheet Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Total Assets 3.56M
Total Deposits 2.95M
Capital and Reserves Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Capital 602.00K
Leverage Ratio 16.93
Loan Loss Reserves to Loans 0.51%
Liquidity Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 31.05%
Profitability Western Springs Federal Credit Union
Western Springs, IL 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 17.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 52.78%
Return on Assets 1.88%
Return on Equity 11.45%