C
Western Springs Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.22
Leverage
Ratio
17.22
Return On
Assets
0.65%
Total
Assets
3.84M
Capital
661.00K
Total
Deposits
3.18M
Net
Income
18.00K
My Lists My Alerts
Weiss Ratings Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 3.60
Stability Index 7.50
Company Info Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2603
Phone Number (708) 246-6870
Website www.wsfcunion.com
Asset Quality Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 7.87%
5-Year Asset Growth 3.12%
5-Year Charge-Offs to Average Loans 0.50%
Charge-Offs to Average Loans 2.34%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 5.16%
Non-Performing Loans to Loans 2.22%
Balance Sheet Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 3.84M
Total Deposits 3.18M
Capital and Reserves Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 661.00K
Leverage Ratio 17.22
Loan Loss Reserves to Loans 1.08%
Liquidity Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 32.86%
Profitability Western Springs Federal Credit Union
Western Springs, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 18.00K
Net Interest Spread 4.34%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 49.55%
Return on Assets 0.65%
Return on Equity 3.71%