C
Western Springs Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
17.48
Leverage
Ratio
17.48
Return On
Assets
0.60%
Total
Assets
3.74M
Capital
654.00K
Total
Deposits
3.09M
Net
Income
11.00K
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Weiss Ratings Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 0.90
Stability Index 7.50
Company Info Western Springs Federal Credit Union
Western Springs, IL 		Click to
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NCUA Charter Number 2603
Phone Number (708) 246-6870
Website www.wsfcunion.com
Asset Quality Western Springs Federal Credit Union
Western Springs, IL 		Click to
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1-Year Asset Growth 4.47%
5-Year Asset Growth 3.12%
5-Year Charge-Offs to Average Loans 0.50%
Charge-Offs to Average Loans 3.46%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Total Assets 3.74M
Total Deposits 3.09M
Capital and Reserves Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Capital 654.00K
Leverage Ratio 17.48
Loan Loss Reserves to Loans 0.26%
Liquidity Western Springs Federal Credit Union
Western Springs, IL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 38.50%
Profitability Western Springs Federal Credit Union
Western Springs, IL 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 11.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 55.88%
Return on Assets 0.60%
Return on Equity 3.43%