| Weiss Ratings |
Vision Financial Federal Credit Union
Durham, NC |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.50 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 8.00 | |||
| Company Info |
Vision Financial Federal Credit Union
Durham, NC |
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| NCUA Charter Number | 2605 | |||
| Phone Number | (919) 477-0696 | |||
| Website | www.vffcu.org | |||
| Asset Quality |
Vision Financial Federal Credit Union
Durham, NC |
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| 1-Year Asset Growth | 3.45% | |||
| 5-Year Asset Growth | 3.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.50% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Vision Financial Federal Credit Union
Durham, NC |
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| Total Assets | 59.57M | |||
| Total Deposits | 49.69M | |||
| Capital and Reserves |
Vision Financial Federal Credit Union
Durham, NC |
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| Capital | 9.46M | |||
| Leverage Ratio | 15.91 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Vision Financial Federal Credit Union
Durham, NC |
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| Hot Money Ratio | 7.35% | |||
| Liquidity Ratio | 35.62% | |||
| Profitability |
Vision Financial Federal Credit Union
Durham, NC |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 495.00K | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 77.30% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 7.15% | |||