| Weiss Ratings |
Vision Financial Federal Credit Union
Durham, NC |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 8.00 | |||
| Company Info |
Vision Financial Federal Credit Union
Durham, NC |
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| NCUA Charter Number | 2605 | |||
| Phone Number | (919) 477-0696 | |||
| Website | www.vffcu.org | |||
| Asset Quality |
Vision Financial Federal Credit Union
Durham, NC |
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| 1-Year Asset Growth | 2.06% | |||
| 5-Year Asset Growth | 3.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.31% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Vision Financial Federal Credit Union
Durham, NC |
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| Total Assets | 58.37M | |||
| Total Deposits | 48.65M | |||
| Capital and Reserves |
Vision Financial Federal Credit Union
Durham, NC |
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| Capital | 9.33M | |||
| Leverage Ratio | 16.00 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Vision Financial Federal Credit Union
Durham, NC |
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| Hot Money Ratio | 5.90% | |||
| Liquidity Ratio | 38.77% | |||
| Profitability |
Vision Financial Federal Credit Union
Durham, NC |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 357.00K | |||
| Net Interest Spread | 4.85% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 75.85% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 7.81% | |||