| Weiss Ratings |
Vision Financial Federal Credit Union
Durham, NC |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.50 | |||
| Company Info |
Vision Financial Federal Credit Union
Durham, NC |
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| NCUA Charter Number | 2605 | |||
| Phone Number | (919) 477-0696 | |||
| Website | www.vffcu.org | |||
| Asset Quality |
Vision Financial Federal Credit Union
Durham, NC |
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| 1-Year Asset Growth | -4.92% | |||
| 5-Year Asset Growth | 3.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Vision Financial Federal Credit Union
Durham, NC |
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| Total Assets | 57.81M | |||
| Total Deposits | 48.63M | |||
| Capital and Reserves |
Vision Financial Federal Credit Union
Durham, NC |
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| Capital | 8.47M | |||
| Leverage Ratio | 14.72 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
Vision Financial Federal Credit Union
Durham, NC |
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| Hot Money Ratio | 4.73% | |||
| Liquidity Ratio | 35.59% | |||
| Profitability |
Vision Financial Federal Credit Union
Durham, NC |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 194.00K | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 72.73% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 9.27% | |||