| Weiss Ratings |
Employees Choice Federal Credit Union
El Cajon, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Employees Choice Federal Credit Union
El Cajon, CA |
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| NCUA Charter Number | 2612 | |||
| Phone Number | (619) 579-0941 | |||
| Website | www.employeeschoice.org | |||
| Asset Quality |
Employees Choice Federal Credit Union
El Cajon, CA |
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| 1-Year Asset Growth | -0.57% | |||
| 5-Year Asset Growth | 7.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.20% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Employees Choice Federal Credit Union
El Cajon, CA |
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| Total Assets | 22.97M | |||
| Total Deposits | 20.45M | |||
| Capital and Reserves |
Employees Choice Federal Credit Union
El Cajon, CA |
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| Capital | 2.44M | |||
| Leverage Ratio | 10.90 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
Employees Choice Federal Credit Union
El Cajon, CA |
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| Hot Money Ratio | 5.60% | |||
| Liquidity Ratio | 27.53% | |||
| Profitability |
Employees Choice Federal Credit Union
El Cajon, CA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 118.00K | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 72.49% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 10.07% | |||