Okaloosa County Teachers Federal Credit Union

Crestview, FL

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.80
Capitalization Index	7.00
Liquidity Index	5.60
Profitability Index	3.50
Stability Index	5.30

Company Info	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2615
Phone Number	(850) 682-2225
Website	okaloosafcu.org/

Asset Quality	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.94%
5-Year Asset Growth	7.49%
5-Year Charge-Offs to Average Loans	0.57%
Charge-Offs to Average Loans	1.17%
Non-Performing Assets to Assets	0.60%
Non-Performing Loans to Capital	5.99%
Non-Performing Loans to Loans	1.24%

Balance Sheet	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	131.02M
Total Deposits	117.41M

Capital and Reserves	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Capital	12.35M
Leverage Ratio	9.50
Loan Loss Reserves to Loans	0.98%

Liquidity	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.58%
Liquidity Ratio	41.74%

Profitability	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.55%
Net Income	318.00K
Net Interest Spread	4.14%
Operating Profit to Average Assets	0.87%
Overhead Efficiency Ratio	81.55%
Return on Assets	0.49%
Return on Equity	5.23%