Okaloosa County Teachers Federal Credit Union

Crestview, FL

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.00
Capitalization Index	7.20
Liquidity Index	5.70
Profitability Index	2.90
Stability Index	5.30

Company Info	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2615
Phone Number	(850) 682-2225
Website	okaloosafcu.org/

Asset Quality	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.68%
5-Year Asset Growth	7.49%
5-Year Charge-Offs to Average Loans	0.57%
Charge-Offs to Average Loans	0.93%
Non-Performing Assets to Assets	0.53%
Non-Performing Loans to Capital	5.27%
Non-Performing Loans to Loans	1.22%

Balance Sheet	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	130.63M
Total Deposits	116.91M

Capital and Reserves	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Capital	12.48M
Leverage Ratio	9.62
Loan Loss Reserves to Loans	1.08%

Liquidity	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.06%
Liquidity Ratio	43.15%

Profitability	Okaloosa County Teachers Federal Credit Union Crestview, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.55%
Net Income	446.00K
Net Interest Spread	4.12%
Operating Profit to Average Assets	0.82%
Overhead Efficiency Ratio	82.61%
Return on Assets	0.46%
Return on Equity	4.86%