C
Poly Scientific Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
24.21
Leverage
Ratio
24.21
Return On
Assets
0.14%
Total
Assets
5.85M
Capital
1.42M
Total
Deposits
4.43M
Net
Income
2.00K
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Weiss Ratings Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 2.50
Stability Index 6.20
Company Info Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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NCUA Charter Number 2617
Phone Number (540) 443-4140
Website --
Asset Quality Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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1-Year Asset Growth -8.29%
5-Year Asset Growth -4.17%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 2.79%
Non-Performing Assets to Assets 2.51%
Non-Performing Loans to Capital 12.07%
Non-Performing Loans to Loans 5.23%
Balance Sheet Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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Total Assets 5.85M
Total Deposits 4.43M
Capital and Reserves Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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Capital 1.42M
Leverage Ratio 24.21
Loan Loss Reserves to Loans 0.61%
Liquidity Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 55.83%
Profitability Poly Scientific Employees Federal Credit Union
Blacksburg, VA 		Click to
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5-Year Return on Average Assets 0.14%
Net Income 2.00K
Net Interest Spread 4.29%
Operating Profit to Average Assets 0.14%
Overhead Efficiency Ratio 69.92%
Return on Assets 0.14%
Return on Equity 0.57%