D
Civic Federal Credit Union
RaleighNC
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Civic Federal Credit Union
Raleigh, NC
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Rating D
Asset Quality Index 0.30
Capitalization Index 3.80
Liquidity Index 0.80
Profitability Index 0.00
Stability Index 2.80
Company Info Civic Federal Credit Union
Raleigh, NC
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NCUA Charter Number 262
Phone Number (919) 755-0534
Website www.civicfcu.org
Asset Quality Civic Federal Credit Union
Raleigh, NC
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1-Year Asset Growth -14.74%
5-Year Asset Growth 12.53%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 1.50%
Non-Performing Assets to Assets 6.11%
Non-Performing Loans to Capital 84.07%
Non-Performing Loans to Loans 6.83%
Balance Sheet Civic Federal Credit Union
Raleigh, NC
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Total Assets 3.51B
Total Deposits 2.84B
Capital and Reserves Civic Federal Credit Union
Raleigh, NC
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Capital 212.84M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 1.38%
Liquidity Civic Federal Credit Union
Raleigh, NC
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Hot Money Ratio 22.77%
Liquidity Ratio 5.70%
Profitability Civic Federal Credit Union
Raleigh, NC
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5-Year Return on Average Assets 0.69%
Net Income -75.37M
Net Interest Spread 3.18%
Operating Profit to Average Assets -1.62%
Overhead Efficiency Ratio 139.01%
Return on Assets -2.64%
Return on Equity -38.85%