B
Cherokee County Federal Credit Union
RuskTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cherokee County Federal Credit Union
Rusk, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 5.50
Stability Index 7.70
Company Info Cherokee County Federal Credit Union
Rusk, TX
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NCUA Charter Number 2622
Phone Number (903) 683-2527
Website www.cherokeecountyfcu.com
Asset Quality Cherokee County Federal Credit Union
Rusk, TX
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1-Year Asset Growth 6.46%
5-Year Asset Growth 6.63%
5-Year Charge-Offs to Average Loans 1.17%
Charge-Offs to Average Loans 1.45%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.42%
Balance Sheet Cherokee County Federal Credit Union
Rusk, TX
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Total Assets 49.71M
Total Deposits 37.77M
Capital and Reserves Cherokee County Federal Credit Union
Rusk, TX
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Capital 11.84M
Leverage Ratio 24.02
Loan Loss Reserves to Loans 0.46%
Liquidity Cherokee County Federal Credit Union
Rusk, TX
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Hot Money Ratio 30.24%
Liquidity Ratio 66.56%
Profitability Cherokee County Federal Credit Union
Rusk, TX
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5-Year Return on Average Assets 1.41%
Net Income 87.00K
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 75.46%
Return on Assets 0.70%
Return on Equity 2.95%