B
Cherokee County Federal Credit Union
RuskTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 4.40
Stability Index 6.80
Company Info Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2622
Phone Number (903) 683-2527
Website www.cherokeecountyfcu.com
Asset Quality Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 13.03%
5-Year Asset Growth 6.63%
5-Year Charge-Offs to Average Loans 1.17%
Charge-Offs to Average Loans 1.41%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.46%
Balance Sheet Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 51.38M
Total Deposits 39.38M
Capital and Reserves Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.89M
Leverage Ratio 23.33
Loan Loss Reserves to Loans 0.57%
Liquidity Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 31.30%
Liquidity Ratio 75.56%
Profitability Cherokee County Federal Credit Union
Rusk, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.41%
Net Income 134.00K
Net Interest Spread 4.77%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 75.13%
Return on Assets 0.36%
Return on Equity 1.51%