Flexpak Federal Credit Union
Major Rating Factors:
A current level of 24.4 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.3). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (4.4) profitability.
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 28.4 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Consumer loans (52%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1654 West 1250 South
Woods Cross, UT 84087
Woods Cross, UT 84087
Phone Number
(801) 485-1052
NCUA Charter Number
Largest Competitors
Ogden, UT
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Salt Lake City, UT