ABNB Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.7 on a scale of 0 to 10) based on a net capital to total assets of 7.1 and a net worth ratio of 7.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 8.7 percent of nonperforming loans to core capital combined with 8.3 percent from a year earlier contributes to the Excellent asset quality (7.0). Weak liquidity 2.4, driven by a liquidity ratio of 11.1 percent and a “hot money” ratio of 19.6 percent.
Asset Mix:
Consumer loans (39%), home mtgs (17%), securities (4%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
830 Greenbrier Circle
Chesapeake, VA 23320
Chesapeake, VA 23320
Phone Number
(757) 523-5300
NCUA Charter Number
Website
Largest Competitors
Vienna, VA
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Chesapeake, VA