ABNB Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10). Good current capitalization (5.9 on a scale of 0 to 10) based on a net capital to total assets of 8.3 and a net worth ratio of 0.0.
Other Rating Factors:
A current level of 8.1 percent of nonperforming loans to core capital combined with 9.1 percent from a year earlier contributes to the Excellent asset quality (7.3). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.4 has resulted in Good (5.9) profitability.
Asset Mix:
Consumer loans (31%), home mtgs (24%), securities (4%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
830 Greenbrier Circle
Chesapeake, VA 23320
Chesapeake, VA 23320
Phone Number
(757) 523-5300
NCUA Charter Number
Website
Largest Competitors
Vienna, VA
Tysons, VA
Richmond, VA
Newport News, VA
Chesapeake, VA