A
Indiana State University Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.52
Leverage
Ratio
13.53
Return On
Assets
1.02%
Total
Assets
134.06M
Capital
18.13M
Total
Deposits
114.69M
Net
Income
1.03M
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Weiss Ratings Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.60
Stability Index 8.80
Company Info Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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NCUA Charter Number 2629
Phone Number (812) 234-1021
Website isucreditunion.com
Asset Quality Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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1-Year Asset Growth 2.66%
5-Year Asset Growth 4.37%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.50%
Balance Sheet Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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Total Assets 134.06M
Total Deposits 114.69M
Capital and Reserves Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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Capital 18.13M
Leverage Ratio 13.53
Loan Loss Reserves to Loans 0.52%
Liquidity Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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Hot Money Ratio 9.13%
Liquidity Ratio 22.83%
Profitability Indiana State University Federal Credit Union
Terre Haute, IN 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 1.03M
Net Interest Spread 4.63%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 75.16%
Return on Assets 1.02%
Return on Equity 7.76%