| Weiss Ratings |
Alba Golden Federal Credit Union
Alba, TX |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
Alba Golden Federal Credit Union
Alba, TX |
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| NCUA Charter Number | 2634 | |||
| Phone Number | (903) 765-2425 | |||
| Website | albagoldfcu.virtualcu.net | |||
| Asset Quality |
Alba Golden Federal Credit Union
Alba, TX |
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| 1-Year Asset Growth | 3.73% | |||
| 5-Year Asset Growth | 5.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 1.64% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 5.35% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Alba Golden Federal Credit Union
Alba, TX |
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| Total Assets | 19.45M | |||
| Total Deposits | 15.82M | |||
| Capital and Reserves |
Alba Golden Federal Credit Union
Alba, TX |
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| Capital | 3.47M | |||
| Leverage Ratio | 17.81 | |||
| Loan Loss Reserves to Loans | 1.79% | |||
| Liquidity |
Alba Golden Federal Credit Union
Alba, TX |
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| Hot Money Ratio | 31.85% | |||
| Liquidity Ratio | 23.91% | |||
| Profitability |
Alba Golden Federal Credit Union
Alba, TX |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 279.00K | |||
| Net Interest Spread | 6.82% | |||
| Operating Profit to Average Assets | 3.69% | |||
| Overhead Efficiency Ratio | 43.87% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 11.22% | |||