| Weiss Ratings |
Alba Golden Federal Credit Union
Alba, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Alba Golden Federal Credit Union
Alba, TX |
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| NCUA Charter Number | 2634 | |||
| Phone Number | (903) 765-2425 | |||
| Website | www.albagoldenfcu.com | |||
| Asset Quality |
Alba Golden Federal Credit Union
Alba, TX |
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| 1-Year Asset Growth | -2.18% | |||
| 5-Year Asset Growth | 7.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Alba Golden Federal Credit Union
Alba, TX |
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| Total Assets | 18.13M | |||
| Total Deposits | 14.81M | |||
| Capital and Reserves |
Alba Golden Federal Credit Union
Alba, TX |
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| Capital | 3.14M | |||
| Leverage Ratio | 17.35 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
Alba Golden Federal Credit Union
Alba, TX |
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| Hot Money Ratio | 22.07% | |||
| Liquidity Ratio | 53.27% | |||
| Profitability |
Alba Golden Federal Credit Union
Alba, TX |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 61.90% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 9.27% | |||