| Weiss Ratings |
Alba Golden Federal Credit Union
Alba, TX |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
Alba Golden Federal Credit Union
Alba, TX |
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| NCUA Charter Number | 2634 | |||
| Phone Number | (903) 765-2425 | |||
| Website | albagoldfcu.virtualcu.net | |||
| Asset Quality |
Alba Golden Federal Credit Union
Alba, TX |
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| 1-Year Asset Growth | 4.09% | |||
| 5-Year Asset Growth | 5.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 1.89% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.68% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Alba Golden Federal Credit Union
Alba, TX |
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| Total Assets | 18.79M | |||
| Total Deposits | 15.11M | |||
| Capital and Reserves |
Alba Golden Federal Credit Union
Alba, TX |
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| Capital | 3.35M | |||
| Leverage Ratio | 17.85 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Liquidity |
Alba Golden Federal Credit Union
Alba, TX |
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| Hot Money Ratio | 25.41% | |||
| Liquidity Ratio | 29.78% | |||
| Profitability |
Alba Golden Federal Credit Union
Alba, TX |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 167.00K | |||
| Net Interest Spread | 6.83% | |||
| Operating Profit to Average Assets | 3.52% | |||
| Overhead Efficiency Ratio | 49.31% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 10.21% | |||