A
University of South Alabama Federal Credit Union
Mobile,  AL
Rating Date
May 2024
Net Capital
Ratio
13.01
Leverage
Ratio
13.01
Return On
Assets
2.84%
Total
Assets
56.37M
Capital
7.33M
Total
Deposits
48.55M
Net
Income
1.23M
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Weiss Ratings University of South Alabama Federal Credit Union
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Rating A
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 8.40
Stability Index 6.80
Company Info University of South Alabama Federal Credit Union
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NCUA Charter Number 2635
Phone Number (251) 706-0255
Website www.southalabama.edu
Asset Quality University of South Alabama Federal Credit Union
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1-Year Asset Growth -4.46%
5-Year Asset Growth 4.08%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.93%
Non-Performing Loans to Loans 0.24%
Balance Sheet University of South Alabama Federal Credit Union
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Total Assets 56.37M
Total Deposits 48.55M
Capital and Reserves University of South Alabama Federal Credit Union
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Capital 7.33M
Leverage Ratio 13.01
Loan Loss Reserves to Loans 1.68%
Liquidity University of South Alabama Federal Credit Union
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Hot Money Ratio 0.31%
Liquidity Ratio 30.96%
Profitability University of South Alabama Federal Credit Union
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5-Year Return on Average Assets 0.55%
Net Income 1.23M
Net Interest Spread 4.87%
Operating Profit to Average Assets 3.03%
Overhead Efficiency Ratio 44.33%
Return on Assets 2.84%
Return on Equity 24.38%