B
University of South Alabama Federal Credit Union
Mobile,  AL
Rating Date
May 2024
Net Capital
Ratio
11.08
Leverage
Ratio
11.08
Return On
Assets
2.82%
Total
Assets
58.77M
Capital
6.51M
Total
Deposits
51.57M
Net
Income
409.00K
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Weiss Ratings University of South Alabama Federal Credit Union
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.30
Liquidity Index 5.70
Profitability Index 6.80
Stability Index 6.00
Company Info University of South Alabama Federal Credit Union
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NCUA Charter Number 2635
Phone Number (251) 706-0255
Website www.usafedcu.com
Asset Quality University of South Alabama Federal Credit Union
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1-Year Asset Growth -6.03%
5-Year Asset Growth 4.08%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.15%
Non-Performing Loans to Loans 0.73%
Balance Sheet University of South Alabama Federal Credit Union
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Total Assets 58.77M
Total Deposits 51.57M
Capital and Reserves University of South Alabama Federal Credit Union
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Capital 6.51M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 1.65%
Liquidity University of South Alabama Federal Credit Union
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Hot Money Ratio 0.58%
Liquidity Ratio 33.01%
Profitability University of South Alabama Federal Credit Union
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5-Year Return on Average Assets 0.55%
Net Income 409.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets 2.83%
Overhead Efficiency Ratio 45.33%
Return on Assets 2.82%
Return on Equity 25.93%