A
University of South Alabama Federal Credit Union
Mobile,  AL
Rating Date
September 2025
Net Capital
Ratio
14.83
Leverage
Ratio
14.83
Return On
Assets
3.23%
Total
Assets
55.16M
Capital
8.18M
Total
Deposits
46.28M
Net
Income
905.00K
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Weiss Ratings University of South Alabama Federal Credit Union
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 9.60
Stability Index 7.30
Company Info University of South Alabama Federal Credit Union
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NCUA Charter Number 2635
Phone Number (251) 706-0255
Website www.southalabama.edu
Asset Quality University of South Alabama Federal Credit Union
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1-Year Asset Growth -4.06%
5-Year Asset Growth 3.94%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.86%
Non-Performing Loans to Loans 0.58%
Balance Sheet University of South Alabama Federal Credit Union
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Total Assets 55.16M
Total Deposits 46.28M
Capital and Reserves University of South Alabama Federal Credit Union
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Capital 8.18M
Leverage Ratio 14.83
Loan Loss Reserves to Loans 1.74%
Liquidity University of South Alabama Federal Credit Union
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Hot Money Ratio 0.33%
Liquidity Ratio 38.37%
Profitability University of South Alabama Federal Credit Union
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5-Year Return on Average Assets 0.76%
Net Income 905.00K
Net Interest Spread 5.37%
Operating Profit to Average Assets 3.29%
Overhead Efficiency Ratio 41.79%
Return on Assets 3.23%
Return on Equity 23.39%