A
University of South Alabama Federal Credit Union
Mobile,  AL
Rating Date
July 2025
Net Capital
Ratio
13.61
Leverage
Ratio
13.61
Return On
Assets
3.38%
Total
Assets
56.92M
Capital
7.75M
Total
Deposits
48.51M
Net
Income
474.00K
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Weiss Ratings University of South Alabama Federal Credit Union
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 8.90
Stability Index 7.30
Company Info University of South Alabama Federal Credit Union
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NCUA Charter Number 2635
Phone Number (251) 706-0255
Website www.southalabama.edu
Asset Quality University of South Alabama Federal Credit Union
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1-Year Asset Growth -3.15%
5-Year Asset Growth 3.94%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.38%
Balance Sheet University of South Alabama Federal Credit Union
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Total Assets 56.92M
Total Deposits 48.51M
Capital and Reserves University of South Alabama Federal Credit Union
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Capital 7.75M
Leverage Ratio 13.61
Loan Loss Reserves to Loans 1.80%
Liquidity University of South Alabama Federal Credit Union
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Hot Money Ratio 0.32%
Liquidity Ratio 37.11%
Profitability University of South Alabama Federal Credit Union
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5-Year Return on Average Assets 0.76%
Net Income 474.00K
Net Interest Spread 5.38%
Operating Profit to Average Assets 3.38%
Overhead Efficiency Ratio 40.30%
Return on Assets 3.38%
Return on Equity 25.24%