C
Victoria City-County Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.13
Leverage
Ratio
15.12
Return On
Assets
0.33%
Total
Assets
6.87M
Capital
1.04M
Total
Deposits
5.81M
Net
Income
17.00K
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Weiss Ratings Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 1.40
Stability Index 6.90
Company Info Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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NCUA Charter Number 2636
Phone Number (361) 578-9888
Website www.vccefcu.org
Asset Quality Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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1-Year Asset Growth -3.77%
5-Year Asset Growth -2.69%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.20%
Balance Sheet Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Total Assets 6.87M
Total Deposits 5.81M
Capital and Reserves Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Capital 1.04M
Leverage Ratio 15.12
Loan Loss Reserves to Loans 0.46%
Liquidity Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Hot Money Ratio 5.79%
Liquidity Ratio 37.38%
Profitability Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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5-Year Return on Average Assets 0.16%
Net Income 17.00K
Net Interest Spread 4.67%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 92.50%
Return on Assets 0.33%
Return on Equity 2.19%