C
Victoria City-County Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
14.34
Leverage
Ratio
14.34
Return On
Assets
0.68%
Total
Assets
7.13M
Capital
1.02M
Total
Deposits
6.09M
Net
Income
37.00K
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Weiss Ratings Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 4.60
Stability Index 4.30
Company Info Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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NCUA Charter Number 2636
Phone Number (361) 578-9888
Website www.vccefcu.org
Asset Quality Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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1-Year Asset Growth -5.32%
5-Year Asset Growth -1.17%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.15%
Balance Sheet Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Total Assets 7.13M
Total Deposits 6.09M
Capital and Reserves Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Capital 1.02M
Leverage Ratio 14.34
Loan Loss Reserves to Loans 0.47%
Liquidity Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Hot Money Ratio 5.42%
Liquidity Ratio 45.97%
Profitability Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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5-Year Return on Average Assets -0.01%
Net Income 37.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 84.77%
Return on Assets 0.68%
Return on Equity 4.91%