C
Victoria City-County Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
13.73
Leverage
Ratio
13.73
Return On
Assets
0.83%
Total
Assets
7.29M
Capital
1.00M
Total
Deposits
6.27M
Net
Income
15.00K
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Weiss Ratings Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 2.70
Stability Index 5.90
Company Info Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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NCUA Charter Number 2636
Phone Number (361) 578-9888
Website www.vccefcu.org
Asset Quality Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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1-Year Asset Growth -10.49%
5-Year Asset Growth -1.17%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.29%
Balance Sheet Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Total Assets 7.29M
Total Deposits 6.27M
Capital and Reserves Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Capital 1.00M
Leverage Ratio 13.73
Loan Loss Reserves to Loans 0.47%
Liquidity Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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Hot Money Ratio 5.01%
Liquidity Ratio 50.30%
Profitability Victoria City-County Employees Federal Credit Union
Victoria, TX 		Click to
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5-Year Return on Average Assets -0.01%
Net Income 15.00K
Net Interest Spread 4.92%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 83.53%
Return on Assets 0.83%
Return on Equity 6.04%