Arkansas Best Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.8 and a net worth ratio of 14.4. A current level of 2.8 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Excellent asset quality (9.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10). Good liquidity 6.3, driven by a liquidity ratio of 45.5 percent and a “hot money” ratio of 9.4 percent.
Asset Mix:
Consumer loans (36%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3501 Old Greenwood Road
Fort Smith, AR 72903
Fort Smith, AR 72903
Phone Number
(479) 649-2060
NCUA Charter Number
Website
Largest Competitors
Little Rock, AR
Little Rock, AR
Fort Smith, AR
Fort Smith, AR
Fort Smith, AR