| Weiss Ratings |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.60 | |||
| Company Info |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| NCUA Charter Number | 2654 | |||
| Phone Number | (518) 842-1840 | |||
| Website | mct-fcu.org | |||
| Asset Quality |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| 1-Year Asset Growth | 5.65% | |||
| 5-Year Asset Growth | 3.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Total Assets | 69.41M | |||
| Total Deposits | 59.12M | |||
| Capital and Reserves |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Capital | 10.22M | |||
| Leverage Ratio | 14.73 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Hot Money Ratio | 2.96% | |||
| Liquidity Ratio | 41.43% | |||
| Profitability |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 1.10M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 2.16% | |||
| Overhead Efficiency Ratio | 41.73% | |||
| Return on Assets | 2.14% | |||
| Return on Equity | 15.19% | |||