| Weiss Ratings |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.70 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 6.70 | |||
| Company Info |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| NCUA Charter Number | 2654 | |||
| Phone Number | (518) 842-1840 | |||
| Website | www.mct-fcu.org | |||
| Asset Quality |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| 1-Year Asset Growth | -2.40% | |||
| 5-Year Asset Growth | 4.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.11% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Total Assets | 67.39M | |||
| Total Deposits | 59.06M | |||
| Capital and Reserves |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Capital | 8.19M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 0.25% | |||
| Liquidity |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| Hot Money Ratio | 0.44% | |||
| Liquidity Ratio | 38.36% | |||
| Profitability |
M. C. T. Federal Credit Union
Amsterdam, NY |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 300.00K | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 47.27% | |||
| Return on Assets | 1.79% | |||
| Return on Equity | 14.93% | |||