| Weiss Ratings |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.70 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 7.20 | |||
| Company Info |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2654 | |||
| Phone Number | (518) 842-1840 | |||
| Website | mct-fcu.org | |||
| Asset Quality |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.58% | |||
| 5-Year Asset Growth | 3.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.10% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 68.46M | |||
| Total Deposits | 58.93M | |||
| Capital and Reserves |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 9.46M | |||
| Leverage Ratio | 13.81 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.81% | |||
| Liquidity Ratio | 38.56% | |||
| Profitability |
M. C. T. Federal Credit Union
Amsterdam, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 332.00K | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.96% | |||
| Overhead Efficiency Ratio | 47.72% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 14.29% | |||