C
Bradford Area Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bradford Area Federal Credit Union
Bradford, PA
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Rating C
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 2.00
Stability Index 6.10
Company Info Bradford Area Federal Credit Union
Bradford, PA
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NCUA Charter Number 2669
Phone Number (814) 362-6779
Website bradfordareafcu.org
Asset Quality Bradford Area Federal Credit Union
Bradford, PA
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1-Year Asset Growth 12.11%
5-Year Asset Growth 8.54%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 2.87%
Non-Performing Loans to Loans 0.68%
Balance Sheet Bradford Area Federal Credit Union
Bradford, PA
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Total Assets 12.02M
Total Deposits 10.46M
Capital and Reserves Bradford Area Federal Credit Union
Bradford, PA
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Capital 1.53M
Leverage Ratio 12.92
Loan Loss Reserves to Loans 0.63%
Liquidity Bradford Area Federal Credit Union
Bradford, PA
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Hot Money Ratio 18.39%
Liquidity Ratio 35.58%
Profitability Bradford Area Federal Credit Union
Bradford, PA
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5-Year Return on Average Assets -0.03%
Net Income 18.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 92.68%
Return on Assets 0.20%
Return on Equity 1.59%