B
Business and Industrial Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
15.00
Leverage
Ratio
15.02
Return On
Assets
0.96%
Total
Assets
45.57M
Capital
6.83M
Total
Deposits
38.68M
Net
Income
109.00K
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Weiss Ratings Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 6.00
Stability Index 7.60
Company Info Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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NCUA Charter Number 2689
Phone Number (812) 372-6091
Website www.busindcu.com
Asset Quality Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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1-Year Asset Growth -7.81%
5-Year Asset Growth 3.66%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.78%
Balance Sheet Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Total Assets 45.57M
Total Deposits 38.68M
Capital and Reserves Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Capital 6.83M
Leverage Ratio 15.02
Loan Loss Reserves to Loans 0.18%
Liquidity Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Hot Money Ratio 0.58%
Liquidity Ratio 39.32%
Profitability Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 109.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 75.16%
Return on Assets 0.96%
Return on Equity 6.43%