A
Business and Industrial Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
16.90
Leverage
Ratio
16.91
Return On
Assets
1.34%
Total
Assets
44.73M
Capital
7.56M
Total
Deposits
37.11M
Net
Income
297.00K
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Weiss Ratings Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 8.80
Stability Index 8.00
Company Info Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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NCUA Charter Number 2689
Phone Number (812) 372-6091
Website www.busindcu.com
Asset Quality Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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1-Year Asset Growth 0.02%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.72%
Balance Sheet Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Total Assets 44.73M
Total Deposits 37.11M
Capital and Reserves Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Capital 7.56M
Leverage Ratio 16.91
Loan Loss Reserves to Loans 0.20%
Liquidity Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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Hot Money Ratio 0.63%
Liquidity Ratio 34.09%
Profitability Business and Industrial Federal Credit Union
Columbus, IN 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 297.00K
Net Interest Spread 4.43%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 70.18%
Return on Assets 1.34%
Return on Equity 8.02%