C
G E S B Sheet Metal Workers Federal Credit Union
Portage,  IN
Rating Date
July 2025
Net Capital
Ratio
10.18
Leverage
Ratio
10.18
Return On
Assets
0.96%
Total
Assets
11.11M
Capital
1.13M
Total
Deposits
9.97M
Net
Income
107.00K
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Weiss Ratings G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 8.00
Liquidity Index 4.80
Profitability Index 7.60
Stability Index 4.30
Company Info G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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NCUA Charter Number 2696
Phone Number (219) 764-3204
Website www.gesbfcu.org
Asset Quality G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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1-Year Asset Growth -0.15%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.89%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 0.79%
Balance Sheet G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Total Assets 11.11M
Total Deposits 9.97M
Capital and Reserves G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Capital 1.13M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 0.85%
Liquidity G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 10.93%
Profitability G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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5-Year Return on Average Assets 0.32%
Net Income 107.00K
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 71.26%
Return on Assets 0.96%
Return on Equity 9.84%