C
G E S B Sheet Metal Workers Federal Credit Union
Portage,  IN
Rating Date
December 2025
Net Capital
Ratio
10.85
Leverage
Ratio
10.85
Return On
Assets
1.01%
Total
Assets
11.18M
Capital
1.21M
Total
Deposits
9.95M
Net
Income
83.00K
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Weiss Ratings G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 9.00
Liquidity Index 4.70
Profitability Index 7.10
Stability Index 4.70
Company Info G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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NCUA Charter Number 2696
Phone Number (219) 764-3204
Website www.gesbfcu.org
Asset Quality G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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1-Year Asset Growth 1.46%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.16%
Non-Performing Loans to Loans 0.03%
Balance Sheet G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Total Assets 11.18M
Total Deposits 9.95M
Capital and Reserves G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Capital 1.21M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 1.11%
Liquidity G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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Hot Money Ratio 7.81%
Liquidity Ratio 16.14%
Profitability G E S B Sheet Metal Workers Federal Credit Union
Portage, IN 		Click to
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5-Year Return on Average Assets 0.46%
Net Income 83.00K
Net Interest Spread 4.74%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 75.57%
Return on Assets 1.01%
Return on Equity 9.49%