C
The Atlantic Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Atlantic Federal Credit Union
Springfield, NJ
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 0.90
Stability Index 6.80
Company Info The Atlantic Federal Credit Union
Springfield, NJ
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NCUA Charter Number 27
Phone Number (908) 245-1750
Website web.atlfedcu.com
Asset Quality The Atlantic Federal Credit Union
Springfield, NJ
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1-Year Asset Growth 0.11%
5-Year Asset Growth 1.94%
5-Year Charge-Offs to Average Loans 0.94%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 7.87%
Non-Performing Loans to Loans 1.38%
Balance Sheet The Atlantic Federal Credit Union
Springfield, NJ
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Total Assets 247.69M
Total Deposits 214.46M
Capital and Reserves The Atlantic Federal Credit Union
Springfield, NJ
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Capital 32.12M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.02%
Liquidity The Atlantic Federal Credit Union
Springfield, NJ
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Hot Money Ratio 6.72%
Liquidity Ratio 5.74%
Profitability The Atlantic Federal Credit Union
Springfield, NJ
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5-Year Return on Average Assets 0.12%
Net Income -398.00K
Net Interest Spread 3.89%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 87.04%
Return on Assets -0.21%
Return on Equity -1.67%