B
The Atlantic Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 3.50
Stability Index 6.50
Company Info The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 27
Phone Number (908) 245-1750
Website www.theatlanticfcu.com
Asset Quality The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.76%
5-Year Asset Growth 1.40%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 2.75%
Non-Performing Loans to Capital 19.30%
Non-Performing Loans to Loans 3.51%
Balance Sheet The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 243.33M
Total Deposits 209.74M
Capital and Reserves The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 32.66M
Leverage Ratio 13.93
Loan Loss Reserves to Loans 1.04%
Liquidity The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.36%
Liquidity Ratio 6.20%
Profitability The Atlantic Federal Credit Union
Springfield, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.09%
Net Income 72.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 85.29%
Return on Assets 0.04%
Return on Equity 0.30%