B
Torrington Municipal & Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.66
Leverage
Ratio
8.68
Return On
Assets
0.78%
Total
Assets
86.98M
Capital
7.53M
Total
Deposits
79.38M
Net
Income
165.00K
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Weiss Ratings Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 6.20
Liquidity Index 6.20
Profitability Index 5.80
Stability Index 4.50
Company Info Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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NCUA Charter Number 2701
Phone Number (860) 489-2212
Website www.tmtfcu.org
Asset Quality Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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1-Year Asset Growth 9.05%
5-Year Asset Growth 9.99%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.25%
Balance Sheet Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Total Assets 86.98M
Total Deposits 79.38M
Capital and Reserves Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Capital 7.53M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 0.34%
Liquidity Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Hot Money Ratio 7.65%
Liquidity Ratio 28.30%
Profitability Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 165.00K
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 79.52%
Return on Assets 0.78%
Return on Equity 8.86%