B
Torrington Municipal & Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.91
Leverage
Ratio
8.92
Return On
Assets
0.92%
Total
Assets
87.13M
Capital
7.76M
Total
Deposits
79.29M
Net
Income
394.00K
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Weiss Ratings Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Rating B
Asset Quality Index 7.20
Capitalization Index 6.50
Liquidity Index 6.00
Profitability Index 6.30
Stability Index 4.60
Company Info Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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NCUA Charter Number 2701
Phone Number (860) 489-2212
Website www.tmtfcu.org
Asset Quality Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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1-Year Asset Growth 8.21%
5-Year Asset Growth 9.99%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 4.96%
Non-Performing Loans to Loans 1.15%
Balance Sheet Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Total Assets 87.13M
Total Deposits 79.29M
Capital and Reserves Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Capital 7.76M
Leverage Ratio 8.92
Loan Loss Reserves to Loans 0.37%
Liquidity Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Hot Money Ratio 8.18%
Liquidity Ratio 24.94%
Profitability Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 394.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 77.11%
Return on Assets 0.92%
Return on Equity 10.44%