Torrington Municipal & Teachers Federal Credit Union

Torrington, CT

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	6.20
Liquidity Index	6.20
Profitability Index	5.80
Stability Index	4.50

Company Info	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2701
Phone Number	(860) 489-2212
Website	www.tmtfcu.org

Asset Quality	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.21%
5-Year Asset Growth	9.99%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.45%
Non-Performing Loans to Capital	1.09%
Non-Performing Loans to Loans	0.25%

Balance Sheet	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	87.13M
Total Deposits	79.29M

Capital and Reserves	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
Capital	7.76M
Leverage Ratio	8.92
Loan Loss Reserves to Loans	0.37%

Liquidity	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.65%
Liquidity Ratio	28.30%

Profitability	Torrington Municipal & Teachers Federal Credit Union Torrington, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.70%
Net Income	394.00K
Net Interest Spread	3.78%
Operating Profit to Average Assets	1.01%
Overhead Efficiency Ratio	79.52%
Return on Assets	0.92%
Return on Equity	10.44%