B
Torrington Municipal & Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.67
Leverage
Ratio
8.70
Return On
Assets
0.62%
Total
Assets
79.76M
Capital
6.91M
Total
Deposits
72.80M
Net
Income
120.00K
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Weiss Ratings Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 6.20
Liquidity Index 6.30
Profitability Index 3.60
Stability Index 4.70
Company Info Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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NCUA Charter Number 2701
Phone Number (860) 489-2212
Website www.tmtfcu.org
Asset Quality Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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1-Year Asset Growth -0.58%
5-Year Asset Growth 9.29%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.90%
Non-Performing Loans to Loans 0.42%
Balance Sheet Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Total Assets 79.76M
Total Deposits 72.80M
Capital and Reserves Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Capital 6.91M
Leverage Ratio 8.70
Loan Loss Reserves to Loans 0.47%
Liquidity Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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Hot Money Ratio 6.17%
Liquidity Ratio 33.08%
Profitability Torrington Municipal & Teachers Federal Credit Union
Torrington, CT 		Click to
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5-Year Return on Average Assets 0.73%
Net Income 120.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 82.52%
Return on Assets 0.62%
Return on Equity 7.00%