D
Garden State Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Garden State Federal Credit Union
Moorestown, NJ
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Rating D
Asset Quality Index 4.60
Capitalization Index 6.80
Liquidity Index 3.50
Profitability Index 5.50
Stability Index 3.50
Company Info Garden State Federal Credit Union
Moorestown, NJ
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NCUA Charter Number 2703
Phone Number (856) 235-2077
Website gardenstatefcu.org
Asset Quality Garden State Federal Credit Union
Moorestown, NJ
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1-Year Asset Growth -6.45%
5-Year Asset Growth 4.33%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 1.77%
Non-Performing Loans to Capital 18.14%
Non-Performing Loans to Loans 2.74%
Balance Sheet Garden State Federal Credit Union
Moorestown, NJ
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Total Assets 37.95M
Total Deposits 33.70M
Capital and Reserves Garden State Federal Credit Union
Moorestown, NJ
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Capital 3.51M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 0.79%
Liquidity Garden State Federal Credit Union
Moorestown, NJ
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Hot Money Ratio 4.18%
Liquidity Ratio 21.72%
Profitability Garden State Federal Credit Union
Moorestown, NJ
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5-Year Return on Average Assets 0.34%
Net Income 166.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 83.94%
Return on Assets 0.57%
Return on Equity 6.69%