| Weiss Ratings |
Veritas Federal Credit Union
Smyrna, TN |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 2.30 | |||
| Company Info |
Veritas Federal Credit Union
Smyrna, TN |
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| NCUA Charter Number | 271 | |||
| Phone Number | (855) 663-8328 | |||
| Website | www.veritasfcu.org | |||
| Asset Quality |
Veritas Federal Credit Union
Smyrna, TN |
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| 1-Year Asset Growth | 6.44% | |||
| 5-Year Asset Growth | 4.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.72% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 5.05% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Veritas Federal Credit Union
Smyrna, TN |
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| Total Assets | 56.59M | |||
| Total Deposits | 51.94M | |||
| Capital and Reserves |
Veritas Federal Credit Union
Smyrna, TN |
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| Capital | 4.22M | |||
| Leverage Ratio | 7.64 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Veritas Federal Credit Union
Smyrna, TN |
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| Hot Money Ratio | 19.05% | |||
| Liquidity Ratio | 13.70% | |||
| Profitability |
Veritas Federal Credit Union
Smyrna, TN |
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| 5-Year Return on Average Assets | -0.04% | |||
| Net Income | 76.00K | |||
| Net Interest Spread | 6.51% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 84.42% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.63% | |||