Liberty County Teachers Federal Credit Union

Liberty, TX

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.70
Capitalization Index	10.00
Liquidity Index	4.10
Profitability Index	10.00
Stability Index	6.30

Company Info	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2712
Phone Number	(936) 336-7236
Website	www.libertycu.com

Asset Quality	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.32%
5-Year Asset Growth	4.44%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	23.65M
Total Deposits	19.57M

Capital and Reserves	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
Capital	3.71M
Leverage Ratio	15.70
Loan Loss Reserves to Loans	0.40%

Liquidity	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	22.82%

Profitability	Liberty County Teachers Federal Credit Union Liberty, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.41%
Net Income	396.00K
Net Interest Spread	6.18%
Operating Profit to Average Assets	2.35%
Overhead Efficiency Ratio	65.12%
Return on Assets	2.21%
Return on Equity	15.15%