C
Houston Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.10
Capitalization Index 6.00
Liquidity Index 4.10
Profitability Index 1.80
Stability Index 5.10
Company Info Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2717
Phone Number (281) 243-0500
Website www.houstonfcu.org
Asset Quality Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.31%
5-Year Asset Growth 6.05%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.64%
Non-Performing Loans to Loans 0.45%
Balance Sheet Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 955.21M
Total Deposits 864.13M
Capital and Reserves Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 80.53M
Leverage Ratio 9.42
Loan Loss Reserves to Loans 0.60%
Liquidity Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.00%
Liquidity Ratio 25.10%
Profitability Houston Federal Credit Union
Sugar Land, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.63%
Net Income 458.00K
Net Interest Spread 3.76%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 91.70%
Return on Assets 0.19%
Return on Equity 2.29%