B
Community Focus Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
15.24
Leverage
Ratio
15.56
Return On
Assets
0.30%
Total
Assets
64.95M
Capital
9.90M
Total
Deposits
55.44M
Net
Income
99.00K
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Weiss Ratings Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 2.20
Stability Index 5.40
Company Info Community Focus Federal Credit Union
Brownstown, MI 		Click to
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NCUA Charter Number 2718
Phone Number (734) 281-3900
Website communityfocusfcu.org
Asset Quality Community Focus Federal Credit Union
Brownstown, MI 		Click to
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1-Year Asset Growth -5.58%
5-Year Asset Growth 3.11%
5-Year Charge-Offs to Average Loans 1.27%
Charge-Offs to Average Loans 0.89%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.26%
Non-Performing Loans to Loans 0.44%
Balance Sheet Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Total Assets 64.95M
Total Deposits 55.44M
Capital and Reserves Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Capital 9.90M
Leverage Ratio 15.56
Loan Loss Reserves to Loans 0.96%
Liquidity Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Hot Money Ratio 5.04%
Liquidity Ratio 18.26%
Profitability Community Focus Federal Credit Union
Brownstown, MI 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 99.00K
Net Interest Spread 3.62%
Operating Profit to Average Assets 0.06%
Overhead Efficiency Ratio 98.78%
Return on Assets 0.30%
Return on Equity 2.01%