B
Community Focus Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.10
Leverage
Ratio
15.39
Return On
Assets
0.06%
Total
Assets
65.21M
Capital
9.85M
Total
Deposits
54.66M
Net
Income
28.00K
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Weiss Ratings Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 1.80
Stability Index 5.70
Company Info Community Focus Federal Credit Union
Brownstown, MI 		Click to
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NCUA Charter Number 2718
Phone Number (734) 281-3900
Website communityfocusfcu.org
Asset Quality Community Focus Federal Credit Union
Brownstown, MI 		Click to
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1-Year Asset Growth -0.83%
5-Year Asset Growth 3.11%
5-Year Charge-Offs to Average Loans 1.27%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.66%
Non-Performing Loans to Loans 0.55%
Balance Sheet Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Total Assets 65.21M
Total Deposits 54.66M
Capital and Reserves Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Capital 9.85M
Leverage Ratio 15.39
Loan Loss Reserves to Loans 0.87%
Liquidity Community Focus Federal Credit Union
Brownstown, MI 		Click to
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Hot Money Ratio 6.43%
Liquidity Ratio 19.23%
Profitability Community Focus Federal Credit Union
Brownstown, MI 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 28.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets -0.02%
Overhead Efficiency Ratio 100.46%
Return on Assets 0.06%
Return on Equity 0.38%