Diamond Valley Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 11.9 and a net worth ratio of 12.0. A current level of 6.4 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10). Good liquidity 5.7, driven by a liquidity ratio of 27.0 percent and a “hot money” ratio of 1.8 percent.
Asset Mix:
Consumer loans (26%), home mtgs (15%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
840 East Diamond Avenue
Evansville, IN 47711
Evansville, IN 47711
Phone Number
(812) 425-5152
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Evansville, IN
Evansville, IN
Evansville, IN
Evansville, IN