Diamond Valley Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.2 and a net worth ratio of 0.0. A current level of 7.4 percent of nonperforming loans to core capital combined with 7.4 percent from a year earlier contributes to the Excellent asset quality (7.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10). Good liquidity 5.7, driven by a liquidity ratio of 26.0 percent and a “hot money” ratio of 1.7 percent.
Asset Mix:
Consumer loans (26%), home mtgs (15%), other (60%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1334 N Cullen Avenue
Evansville, IN 47715
Evansville, IN 47715
Phone Number
(812) 425-5152
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Evansville, IN
Evansville, IN
Evansville, IN
Evansville, IN