C
First County Federal Credit Union
MuncieIN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First County Federal Credit Union
Muncie, IN
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Rating C
Asset Quality Index 7.60
Capitalization Index 7.80
Liquidity Index 5.50
Profitability Index 2.40
Stability Index 5.10
Company Info First County Federal Credit Union
Muncie, IN
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NCUA Charter Number 2725
Phone Number (765) 284-3471
Website www.firstcountyfcu.org/
Asset Quality First County Federal Credit Union
Muncie, IN
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1-Year Asset Growth 2.76%
5-Year Asset Growth 10.18%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.25%
Non-Performing Loans to Loans 0.86%
Balance Sheet First County Federal Credit Union
Muncie, IN
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Total Assets 33.04M
Total Deposits 29.64M
Capital and Reserves First County Federal Credit Union
Muncie, IN
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Capital 3.31M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 0.60%
Liquidity First County Federal Credit Union
Muncie, IN
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Hot Money Ratio 10.75%
Liquidity Ratio 21.55%
Profitability First County Federal Credit Union
Muncie, IN
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5-Year Return on Average Assets 0.74%
Net Income 40.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 85.79%
Return on Assets 0.49%
Return on Equity 4.86%