B
Walton County Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.42
Leverage
Ratio
10.44
Return On
Assets
1.72%
Total
Assets
28.16M
Capital
2.93M
Total
Deposits
24.99M
Net
Income
356.00K
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Weiss Ratings Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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Rating B
Asset Quality Index 6.90
Capitalization Index 8.40
Liquidity Index 5.90
Profitability Index 9.90
Stability Index 4.80
Company Info Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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NCUA Charter Number 2732
Phone Number (850) 892-2024
Website www.waltoncountyteachersfcu.com
Asset Quality Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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1-Year Asset Growth 9.70%
5-Year Asset Growth 5.36%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 5.77%
Non-Performing Loans to Loans 1.33%
Balance Sheet Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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Total Assets 28.16M
Total Deposits 24.99M
Capital and Reserves Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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Capital 2.93M
Leverage Ratio 10.44
Loan Loss Reserves to Loans 1.29%
Liquidity Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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Hot Money Ratio 5.44%
Liquidity Ratio 40.24%
Profitability Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
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5-Year Return on Average Assets 0.64%
Net Income 356.00K
Net Interest Spread 5.48%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 70.58%
Return on Assets 1.72%
Return on Equity 17.32%