Walton County Teachers Federal Credit Union

Defuniak Springs, FL

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Weiss Ratings	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.80
Capitalization Index	7.50
Liquidity Index	5.70
Profitability Index	8.60
Stability Index	4.70

Company Info	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2732
Phone Number	(850) 892-2024
Website	www.waltoncountyteachersfcu.com

Asset Quality	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.21%
5-Year Asset Growth	5.36%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.28%
Non-Performing Assets to Assets	0.35%
Non-Performing Loans to Capital	3.14%
Non-Performing Loans to Loans	0.67%

Balance Sheet	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.33M
Total Deposits	25.25M

Capital and Reserves	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
Capital	2.82M
Leverage Ratio	10.00
Loan Loss Reserves to Loans	1.25%

Liquidity	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.66%
Liquidity Ratio	37.40%

Profitability	Walton County Teachers Federal Credit Union Defuniak Springs, FL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.64%
Net Income	251.00K
Net Interest Spread	5.38%
Operating Profit to Average Assets	1.90%
Overhead Efficiency Ratio	80.65%
Return on Assets	1.84%
Return on Equity	18.77%