B
Walton County Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.79
Leverage
Ratio
9.80
Return On
Assets
1.20%
Total
Assets
27.16M
Capital
2.65M
Total
Deposits
24.26M
Net
Income
80.00K
My Lists My Alerts
Weiss Ratings Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.80
Capitalization Index 7.50
Liquidity Index 5.70
Profitability Index 8.60
Stability Index 4.70
Company Info Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2732
Phone Number (850) 892-2024
Website www.waltoncountyteachersfcu.com
Asset Quality Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.71%
5-Year Asset Growth 5.36%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.14%
Non-Performing Loans to Loans 0.67%
Balance Sheet Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 27.16M
Total Deposits 24.26M
Capital and Reserves Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.65M
Leverage Ratio 9.80
Loan Loss Reserves to Loans 1.35%
Liquidity Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 3.66%
Liquidity Ratio 37.40%
Profitability Walton County Teachers Federal Credit Union
Defuniak Springs, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 80.00K
Net Interest Spread 5.24%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 80.65%
Return on Assets 1.20%
Return on Equity 12.27%