C
Union County Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
21.91
Leverage
Ratio
21.91
Return On
Assets
0.98%
Total
Assets
6.95M
Capital
1.52M
Total
Deposits
5.37M
Net
Income
51.00K
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Weiss Ratings Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 5.10
Stability Index 5.00
Company Info Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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NCUA Charter Number 2751
Phone Number (908) 527-4014
Website unioncountycreditunion.com
Asset Quality Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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1-Year Asset Growth -3.94%
5-Year Asset Growth -1.99%
5-Year Charge-Offs to Average Loans 1.44%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 2.32%
Non-Performing Loans to Loans 2.13%
Balance Sheet Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Total Assets 6.95M
Total Deposits 5.37M
Capital and Reserves Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Capital 1.52M
Leverage Ratio 21.91
Loan Loss Reserves to Loans 6.49%
Liquidity Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 63.96%
Profitability Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 51.00K
Net Interest Spread 6.78%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 78.62%
Return on Assets 0.98%
Return on Equity 4.55%