C
Union County Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
21.27
Leverage
Ratio
21.27
Return On
Assets
0.80%
Total
Assets
6.99M
Capital
1.49M
Total
Deposits
5.45M
Net
Income
14.00K
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Weiss Ratings Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 4.30
Stability Index 6.70
Company Info Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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NCUA Charter Number 2751
Phone Number (908) 527-4014
Website unioncountycreditunion.com
Asset Quality Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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1-Year Asset Growth -7.33%
5-Year Asset Growth -1.99%
5-Year Charge-Offs to Average Loans 1.44%
Charge-Offs to Average Loans -0.20%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 3.10%
Non-Performing Loans to Loans 2.63%
Balance Sheet Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Total Assets 6.99M
Total Deposits 5.45M
Capital and Reserves Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Capital 1.49M
Leverage Ratio 21.27
Loan Loss Reserves to Loans 6.74%
Liquidity Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 69.94%
Profitability Union County Employees Federal Credit Union
Elizabeth, NJ 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 14.00K
Net Interest Spread 6.73%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 75.26%
Return on Assets 0.80%
Return on Equity 3.79%