| Weiss Ratings |
First Area Federal Credit Union
Lewistown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 4.50 | |||
| Company Info |
First Area Federal Credit Union
Lewistown, PA |
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| NCUA Charter Number | 2753 | |||
| Phone Number | (717) 248-5103 | |||
| Website | www.firstareafcu.com | |||
| Asset Quality |
First Area Federal Credit Union
Lewistown, PA |
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| 1-Year Asset Growth | 6.94% | |||
| 5-Year Asset Growth | 6.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.45% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
First Area Federal Credit Union
Lewistown, PA |
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| Total Assets | 29.43M | |||
| Total Deposits | 26.76M | |||
| Capital and Reserves |
First Area Federal Credit Union
Lewistown, PA |
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| Capital | 2.65M | |||
| Leverage Ratio | 9.21 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
First Area Federal Credit Union
Lewistown, PA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 30.68% | |||
| Profitability |
First Area Federal Credit Union
Lewistown, PA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 248.00K | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 74.75% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 13.15% | |||