B
Baptist Health South Florida Federal Credit Union
Miami,  FL
Rating Date
December 2025
Net Capital
Ratio
11.31
Leverage
Ratio
11.42
Return On
Assets
0.67%
Total
Assets
127.02M
Capital
14.37M
Total
Deposits
111.24M
Net
Income
631.00K
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Weiss Ratings Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Rating B
Asset Quality Index 6.50
Capitalization Index 9.70
Liquidity Index 3.50
Profitability Index 6.70
Stability Index 6.30
Company Info Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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NCUA Charter Number 2761
Phone Number (786) 257-2300
Website baptisthealthfcu.org
Asset Quality Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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1-Year Asset Growth 8.71%
5-Year Asset Growth 12.61%
5-Year Charge-Offs to Average Loans 0.72%
Charge-Offs to Average Loans 1.04%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 5.48%
Non-Performing Loans to Loans 0.91%
Balance Sheet Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Total Assets 127.02M
Total Deposits 111.24M
Capital and Reserves Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Capital 14.37M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 2.28%
Liquidity Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Hot Money Ratio 18.66%
Liquidity Ratio 19.71%
Profitability Baptist Health South Florida Federal Credit Union
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5-Year Return on Average Assets 0.83%
Net Income 631.00K
Net Interest Spread 5.92%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 78.87%
Return on Assets 0.67%
Return on Equity 6.00%