B
Baptist Health South Florida Federal Credit Union
Miami,  FL
Rating Date
July 2025
Net Capital
Ratio
11.18
Leverage
Ratio
11.41
Return On
Assets
0.74%
Total
Assets
126.96M
Capital
14.20M
Total
Deposits
110.95M
Net
Income
461.00K
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Weiss Ratings Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Rating B
Asset Quality Index 6.60
Capitalization Index 8.90
Liquidity Index 3.90
Profitability Index 5.00
Stability Index 5.30
Company Info Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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NCUA Charter Number 2761
Phone Number (786) 257-2300
Website baptisthealthfcu.org
Asset Quality Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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1-Year Asset Growth 13.90%
5-Year Asset Growth 12.61%
5-Year Charge-Offs to Average Loans 0.72%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 6.49%
Non-Performing Loans to Loans 0.94%
Balance Sheet Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Total Assets 126.96M
Total Deposits 110.95M
Capital and Reserves Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Capital 14.20M
Leverage Ratio 11.41
Loan Loss Reserves to Loans 2.22%
Liquidity Baptist Health South Florida Federal Credit Union
Miami, FL 		Click to
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Hot Money Ratio 17.27%
Liquidity Ratio 24.15%
Profitability Baptist Health South Florida Federal Credit Union
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5-Year Return on Average Assets 0.83%
Net Income 461.00K
Net Interest Spread 5.83%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 81.24%
Return on Assets 0.74%
Return on Equity 6.64%