| Weiss Ratings |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 8.20 | |||
| Company Info |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| NCUA Charter Number | 277 | |||
| Phone Number | (907) 459-5900 | |||
| Website | www.spiritofak.com | |||
| Asset Quality |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| 1-Year Asset Growth | -4.37% | |||
| 5-Year Asset Growth | 4.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 4.55% | |||
| Non-Performing Loans to Loans | 0.82% | |||
| Balance Sheet |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| Total Assets | 192.23M | |||
| Total Deposits | 166.11M | |||
| Capital and Reserves |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| Capital | 24.69M | |||
| Leverage Ratio | 13.44 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| Hot Money Ratio | 3.60% | |||
| Liquidity Ratio | 29.10% | |||
| Profitability |
Spirit of Alaska Federal Credit Union
Fairbanks, AK |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 374.00K | |||
| Net Interest Spread | 5.08% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 78.80% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.11% | |||