| Weiss Ratings |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.60 | |||
| Company Info |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| NCUA Charter Number | 2771 | |||
| Phone Number | (315) 342-4574 | |||
| Website | www.oswegoteacherscu.org | |||
| Asset Quality |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| 1-Year Asset Growth | -1.88% | |||
| 5-Year Asset Growth | 5.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| Total Assets | 54.72M | |||
| Total Deposits | 47.75M | |||
| Capital and Reserves |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| Capital | 6.52M | |||
| Leverage Ratio | 11.91 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 29.80% | |||
| Profitability |
Oswego Teachers Federal Credit Union
Oswego, NY |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 84.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 79.35% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.19% | |||