B
Oswego Teachers Employees Federal Credit Union
Oswego,  NY
Rating Date
September 2025
Net Capital
Ratio
11.82
Leverage
Ratio
11.82
Return On
Assets
0.49%
Total
Assets
57.42M
Capital
6.79M
Total
Deposits
50.16M
Net
Income
137.00K
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Weiss Ratings Oswego Teachers Employees Federal Credit Union
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 3.90
Stability Index 6.30
Company Info Oswego Teachers Employees Federal Credit Union
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NCUA Charter Number 2771
Phone Number (315) 342-4574
Website www.oswegoteacherscu.org
Asset Quality Oswego Teachers Employees Federal Credit Union
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1-Year Asset Growth 3.65%
5-Year Asset Growth 4.36%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Oswego Teachers Employees Federal Credit Union
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Total Assets 57.42M
Total Deposits 50.16M
Capital and Reserves Oswego Teachers Employees Federal Credit Union
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Capital 6.79M
Leverage Ratio 11.82
Loan Loss Reserves to Loans 0.77%
Liquidity Oswego Teachers Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 26.39%
Profitability Oswego Teachers Employees Federal Credit Union
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5-Year Return on Average Assets 0.63%
Net Income 137.00K
Net Interest Spread 3.19%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 80.74%
Return on Assets 0.49%
Return on Equity 4.08%