B
Wayne County Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wayne County Federal Credit Union
Richmond, IN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.30
Profitability Index 10.00
Stability Index 6.30
Company Info Wayne County Federal Credit Union
Richmond, IN
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NCUA Charter Number 2772
Phone Number (765) 962-7113
Website www.waynecountyfcu.org
Asset Quality Wayne County Federal Credit Union
Richmond, IN
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1-Year Asset Growth 0.62%
5-Year Asset Growth 4.77%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.06%
Balance Sheet Wayne County Federal Credit Union
Richmond, IN
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Total Assets 13.36M
Total Deposits 11.54M
Capital and Reserves Wayne County Federal Credit Union
Richmond, IN
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Capital 1.67M
Leverage Ratio 13.12
Loan Loss Reserves to Loans 0.17%
Liquidity Wayne County Federal Credit Union
Richmond, IN
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Hot Money Ratio 0.00%
Liquidity Ratio 48.99%
Profitability Wayne County Federal Credit Union
Richmond, IN
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5-Year Return on Average Assets 0.84%
Net Income 55.00K
Net Interest Spread 5.09%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 58.82%
Return on Assets 1.64%
Return on Equity 13.62%