| Weiss Ratings |
Wayne County Federal Credit Union
Richmond, IN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Wayne County Federal Credit Union
Richmond, IN |
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| NCUA Charter Number | 2772 | |||
| Phone Number | (765) 962-7113 | |||
| Website | www.waynecountyfcu.org | |||
| Asset Quality |
Wayne County Federal Credit Union
Richmond, IN |
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| 1-Year Asset Growth | -5.47% | |||
| 5-Year Asset Growth | 3.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.86% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Wayne County Federal Credit Union
Richmond, IN |
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| Total Assets | 12.99M | |||
| Total Deposits | 11.27M | |||
| Capital and Reserves |
Wayne County Federal Credit Union
Richmond, IN |
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| Capital | 1.51M | |||
| Leverage Ratio | 12.40 | |||
| Loan Loss Reserves to Loans | 0.02% | |||
| Liquidity |
Wayne County Federal Credit Union
Richmond, IN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 50.26% | |||
| Profitability |
Wayne County Federal Credit Union
Richmond, IN |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 193.00K | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 2.18% | |||
| Overhead Efficiency Ratio | 58.14% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 18.42% | |||