E
Central Coast Federal Credit Union
SeasideCA
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 2.90
Capitalization Index 0.00
Liquidity Index 3.00
Profitability Index 1.40
Stability Index 1.70
Company Info Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2773
Phone Number (831) 393-3480
Website www.centcoastfcu.com
Asset Quality Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -7.20%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 34.00%
Non-Performing Loans to Loans 1.49%
Balance Sheet Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 173.49M
Total Deposits 166.72M
Capital and Reserves Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.80M
Leverage Ratio 7.35
Loan Loss Reserves to Loans 0.81%
Liquidity Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.89%
Liquidity Ratio 6.06%
Profitability Central Coast Federal Credit Union
Seaside, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.28%
Net Income -385.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 102.50%
Return on Assets -0.21%
Return on Equity -9.42%