B
Ontario Shores Federal Credit Union
NewfaneNY
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ontario Shores Federal Credit Union
Newfane, NY
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Rating B
Asset Quality Index 9.40
Capitalization Index 8.90
Liquidity Index 3.60
Profitability Index 8.40
Stability Index 7.00
Company Info Ontario Shores Federal Credit Union
Newfane, NY
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NCUA Charter Number 2774
Phone Number (716) 778-7423
Website www.osfcu.com
Asset Quality Ontario Shores Federal Credit Union
Newfane, NY
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1-Year Asset Growth 23.64%
5-Year Asset Growth 9.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.69%
Balance Sheet Ontario Shores Federal Credit Union
Newfane, NY
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Total Assets 188.89M
Total Deposits 167.44M
Capital and Reserves Ontario Shores Federal Credit Union
Newfane, NY
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Capital 20.32M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 0.58%
Liquidity Ontario Shores Federal Credit Union
Newfane, NY
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Hot Money Ratio 7.21%
Liquidity Ratio 26.77%
Profitability Ontario Shores Federal Credit Union
Newfane, NY
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5-Year Return on Average Assets 1.10%
Net Income 955.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 70.91%
Return on Assets 1.12%
Return on Equity 10.27%