C
Port Terminal Federal Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Port Terminal Federal Credit Union
Houston, TX
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 5.60
Stability Index 4.30
Company Info Port Terminal Federal Credit Union
Houston, TX
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NCUA Charter Number 2778
Phone Number (713) 926-5000
Website www.portterminalfcu.org
Asset Quality Port Terminal Federal Credit Union
Houston, TX
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1-Year Asset Growth -0.32%
5-Year Asset Growth -4.26%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 2.65%
Non-Performing Loans to Capital 6.77%
Non-Performing Loans to Loans 3.95%
Balance Sheet Port Terminal Federal Credit Union
Houston, TX
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Total Assets 7.59M
Total Deposits 4.46M
Capital and Reserves Port Terminal Federal Credit Union
Houston, TX
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Capital 2.95M
Leverage Ratio 38.85
Loan Loss Reserves to Loans 0.45%
Liquidity Port Terminal Federal Credit Union
Houston, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 54.39%
Profitability Port Terminal Federal Credit Union
Houston, TX
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5-Year Return on Average Assets 0.31%
Net Income 49.00K
Net Interest Spread 5.40%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 84.23%
Return on Assets 0.86%
Return on Equity 2.12%