Special Metals Federal Credit Union

New Hartford, NY

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

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Total
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Weiss Ratings	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	0.70
Capitalization Index	10.00
Liquidity Index	5.10
Profitability Index	5.90
Stability Index	6.40

Company Info	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2779
Phone Number	(315) 797-3575
Website	specialmetalsfcu.com

Asset Quality	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	51.68%
5-Year Asset Growth	13.95%
5-Year Charge-Offs to Average Loans	0.42%
Charge-Offs to Average Loans	0.07%
Non-Performing Assets to Assets	4.91%
Non-Performing Loans to Capital	35.92%
Non-Performing Loans to Loans	7.54%

Balance Sheet	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	22.25M
Total Deposits	19.35M

Capital and Reserves	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.88M
Leverage Ratio	12.94
Loan Loss Reserves to Loans	1.12%

Liquidity	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	40.73%

Profitability	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.58%
Net Income	108.00K
Net Interest Spread	4.94%
Operating Profit to Average Assets	0.99%
Overhead Efficiency Ratio	78.64%
Return on Assets	1.00%
Return on Equity	7.62%