Special Metals Federal Credit Union

New Hartford, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
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Total
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Weiss Ratings	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	4.60
Capitalization Index	10.00
Liquidity Index	4.50
Profitability Index	6.60
Stability Index	6.40

Company Info	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2779
Phone Number	(315) 797-3575
Website	specialmetalsfcu.com

Asset Quality	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	47.96%
5-Year Asset Growth	13.95%
5-Year Charge-Offs to Average Loans	0.42%
Charge-Offs to Average Loans	0.47%
Non-Performing Assets to Assets	2.23%
Non-Performing Loans to Capital	16.17%
Non-Performing Loans to Loans	3.25%

Balance Sheet	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	21.82M
Total Deposits	19.26M

Capital and Reserves	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.84M
Leverage Ratio	13.02
Loan Loss Reserves to Loans	1.15%

Liquidity	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	29.24%

Profitability	Special Metals Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.58%
Net Income	67.00K
Net Interest Spread	5.05%
Operating Profit to Average Assets	1.25%
Overhead Efficiency Ratio	74.81%
Return on Assets	1.27%
Return on Equity	9.55%