Spectra Federal Credit Union
| Weiss Ratings |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 2.60 | |||
| Company Info |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 278 | |||
| Phone Number | (301) 839-8400 | |||
| Website | www.spectracu.com | |||
| Asset Quality |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.80% | |||
| 5-Year Asset Growth | 5.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 11.77% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 579.65M | |||
| Total Deposits | 532.16M | |||
| Capital and Reserves |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 34.12M | |||
| Leverage Ratio | 8.35 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Liquidity |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.62% | |||
| Liquidity Ratio | 11.34% | |||
| Profitability |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.13% | |||
| Net Income | 59.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.20% | |||
| Overhead Efficiency Ratio | 91.73% | |||
| Return on Assets | 0.01% | |||
| Return on Equity | 0.24% | |||