Spectra Federal Credit Union
| Weiss Ratings |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 3.30 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 2.60 | |||
| Company Info |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 278 | |||
| Phone Number | (301) 839-8400 | |||
| Website | www.spectracu.com | |||
| Asset Quality |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.57% | |||
| 5-Year Asset Growth | 5.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 16.04% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 591.84M | |||
| Total Deposits | 543.73M | |||
| Capital and Reserves |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 33.19M | |||
| Leverage Ratio | 8.19 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Liquidity |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.64% | |||
| Liquidity Ratio | 11.80% | |||
| Profitability |
Spectra Federal Credit Union
Alexandria, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.13% | |||
| Net Income | 102.00K | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 0.13% | |||
| Overhead Efficiency Ratio | 92.55% | |||
| Return on Assets | 0.03% | |||
| Return on Equity | 0.64% | |||