Spectra Federal Credit Union
| Weiss Ratings |
Spectra Federal Credit Union
Alexandria, VA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 3.20 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 2.60 | |||
| Company Info |
Spectra Federal Credit Union
Alexandria, VA |
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| NCUA Charter Number | 278 | |||
| Phone Number | (301) 839-8400 | |||
| Website | www.spectracu.com | |||
| Asset Quality |
Spectra Federal Credit Union
Alexandria, VA |
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| 1-Year Asset Growth | 8.20% | |||
| 5-Year Asset Growth | 5.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 12.81% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Spectra Federal Credit Union
Alexandria, VA |
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| Total Assets | 599.40M | |||
| Total Deposits | 553.58M | |||
| Capital and Reserves |
Spectra Federal Credit Union
Alexandria, VA |
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| Capital | 32.49M | |||
| Leverage Ratio | 8.08 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Liquidity |
Spectra Federal Credit Union
Alexandria, VA |
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| Hot Money Ratio | 20.10% | |||
| Liquidity Ratio | 11.23% | |||
| Profitability |
Spectra Federal Credit Union
Alexandria, VA |
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| 5-Year Return on Average Assets | -0.13% | |||
| Net Income | 69.00K | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 90.42% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.89% | |||