Spectra Federal Credit Union
| Weiss Ratings |
Spectra Federal Credit Union
Alexandria, VA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 3.80 | |||
| Company Info |
Spectra Federal Credit Union
Alexandria, VA |
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| NCUA Charter Number | 278 | |||
| Phone Number | (301) 839-8400 | |||
| Website | www.spectracu.com | |||
| Asset Quality |
Spectra Federal Credit Union
Alexandria, VA |
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| 1-Year Asset Growth | -7.54% | |||
| 5-Year Asset Growth | 4.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.89% | |||
| Non-Performing Assets to Assets | 1.06% | |||
| Non-Performing Loans to Capital | 15.35% | |||
| Non-Performing Loans to Loans | 1.41% | |||
| Balance Sheet |
Spectra Federal Credit Union
Alexandria, VA |
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| Total Assets | 553.99M | |||
| Total Deposits | 481.79M | |||
| Capital and Reserves |
Spectra Federal Credit Union
Alexandria, VA |
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| Capital | 32.80M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Liquidity |
Spectra Federal Credit Union
Alexandria, VA |
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| Hot Money Ratio | 9.62% | |||
| Liquidity Ratio | 8.95% | |||
| Profitability |
Spectra Federal Credit Union
Alexandria, VA |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 5.00K | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 87.15% | |||
| Return on Assets | 0.00% | |||
| Return on Equity | 0.06% | |||