C
James Ward Jr Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings James Ward Jr Federal Credit Union
Jennings, LA
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Rating C
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 9.00
Stability Index 5.00
Company Info James Ward Jr Federal Credit Union
Jennings, LA
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NCUA Charter Number 2780
Phone Number (337) 824-5812
Website --
Asset Quality James Ward Jr Federal Credit Union
Jennings, LA
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1-Year Asset Growth -0.15%
5-Year Asset Growth -0.59%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.56%
Non-Performing Loans to Capital 7.85%
Non-Performing Loans to Loans 4.94%
Balance Sheet James Ward Jr Federal Credit Union
Jennings, LA
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Total Assets 1.95M
Total Deposits 1.31M
Capital and Reserves James Ward Jr Federal Credit Union
Jennings, LA
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Capital 630.00K
Leverage Ratio 32.31
Loan Loss Reserves to Loans 0.69%
Liquidity James Ward Jr Federal Credit Union
Jennings, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 68.26%
Profitability James Ward Jr Federal Credit Union
Jennings, LA
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5-Year Return on Average Assets 0.21%
Net Income 18.00K
Net Interest Spread 6.49%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 68.97%
Return on Assets 1.81%
Return on Equity 5.74%